How do I send money or use payments in Messenger?
Applies to: Facebook Messenger (Android, iOS, U.S. and supported regions)
Last updated: September 2025
Problem
Messenger includes a built-in payment feature that allows you to send and receive money with friends. Many users don’t know how to set it up or run into problems if payments are unavailable in their region or if their payment method isn’t accepted.
Solution
You can use Messenger’s payment feature by adding a valid debit card, PayPal (where supported), or other available methods. Once set up, you can send or request money directly in chats.
Step-by-step instructions
Set up payments in Messenger
- Open the Messenger app.
- Tap your profile picture in the top-left corner.
- Select Payments.
- Tap Add New Debit Card (or PayPal if available).
- Enter your details and follow prompts to verify.
Sending money
6. Open a conversation with the person you want to pay.
7. Tap the $ (Payments) icon or the + icon > Payments.
8. Enter the amount.
9. Add a note (optional).
10. Tap Pay.
11. Authenticate with your PIN, Face ID, or fingerprint if prompted.
Receiving money
12. When someone sends you money, it will appear in your chat.
13. Tap Add Card if you haven’t linked one yet.
14. Money will transfer to your linked bank account within a few business days.
Optional methods or tools
- PayPal integration: Available in some regions as an alternative to debit cards.
- Meta Pay (formerly Facebook Pay): Expanding globally to simplify Messenger transactions.
Best practices or tips
- Payments are region-restricted — check if they’re available in your country.
- Only send money to people you know and trust.
- Double-check the recipient before confirming a payment.
- Use strong authentication methods (PIN, Face ID, fingerprint) for extra security.
- Keep your Messenger app updated to access the latest payment features.
